Our Top Picks for 2025
All stocks below pass AAOIFI and MSCI Islamic Index screening as of December 2025. They combine Shariah compliance with strong fundamentals and growth potential.
Screening Criteria: Debt < 30%, Cash < 30%, Impure Revenue < 5%
1. 🍎 Apple Inc (AAPL)
- Sector: Technology
- Why Halal: Debt 14%, Cash 15%, Impure Revenue 1.9%
- Outlook: Strong ecosystem, AI integration, services growth
2. 💻 Microsoft Corp (MSFT)
- Sector: Technology / Cloud
- Why Halal: Clean balance sheet, passes all 3 ratios
- Outlook: Azure growth, AI copilot adoption, enterprise software
3. 🔲 NVIDIA Corp (NVDA)
- Sector: Semiconductors
- Why Halal: Low debt, tech-focused revenue
- Outlook: AI chip demand, data center expansion
4. 📊 Salesforce (CRM)
- Sector: Enterprise Software
- Why Halal: SaaS business model, AAOIFI compliant
- Outlook: AI-powered CRM, recurring revenue model
5. 🔒 CrowdStrike (CRWD)
- Sector: Cybersecurity
- Why Halal: Pure software, no debt concerns
- Outlook: Growing cyber threat landscape, cloud security
6. 🏥 Intuitive Surgical (ISRG)
- Sector: Healthcare / Medical Devices
- Why Halal: da Vinci surgical systems, clean financials
- Outlook: Robotic surgery adoption, recurring revenue from instruments
7. ⚡ Tesla Inc (TSLA)
- Sector: Automotive / Clean Energy
- Why Halal: EV manufacturing, energy storage, passes screening
- Outlook: EV market growth, Full Self-Driving, energy products
8. 🛒 Shopify (SHOP)
- Sector: E-commerce Platform
- Why Halal: SaaS for merchants, clean balance sheet
- Outlook: E-commerce growth, SMB digitization
9. 💾 Advanced Micro Devices (AMD)
- Sector: Semiconductors
- Why Halal: Chip design, AAOIFI compliant
- Outlook: Data center CPUs, AI accelerators, console gaming
10. ☁️ ServiceNow (NOW)
- Sector: Enterprise Software
- Why Halal: IT service management, passes all ratios
- Outlook: Digital workflow automation, enterprise adoption
⚠️ Quarterly Revalidation Required
Shariah compliance can change quarterly with new financial reports. Always recheck ratios before investing.
How to Pick Your Own Halal Stocks
- Screen the business: Avoid alcohol, gambling, pork, conventional finance
- Check debt ratio: Total debt ÷ Market cap < 30%
- Check cash ratio: (Cash + interest) ÷ Market cap < 30%
- Check impure revenue: Non-permissible income < 5%
- Purify dividends: Donate impure percentage to charity
🔗 Related Resources:
Loading form…