All stocks below pass AAOIFI and MSCI Islamic Index screening as of December 2025, positioning them for success in 2026. They combine Shariah compliance with strong fundamentals and growth potential.

1. 🍎 Apple Inc (AAPL)

• Sector: Technology
• Why Halal: Debt 14%, Cash 15%, Impure Revenue 1.9%
• Outlook: Strong ecosystem, AI integration (Apple Intelligence), services growth

2. 💻 Microsoft Corp (MSFT)

• Sector: Technology / Cloud
• Why Halal: Clean balance sheet, passes all 3 ratios
• Outlook: Azure growth, AI Copilot adoption across enterprise, productivity software leadership

3. 🔲 NVIDIA Corp (NVDA)

• Sector: Semiconductors
• Why Halal: Low debt, tech-focused revenue
• Outlook: Continued AI chip demand, Blackwell architecture, data center expansion

4. 📊 Salesforce (CRM)

• Sector: Enterprise Software
• Why Halal: SaaS business model, AAOIFI compliant
• Outlook: Agentic AI-powered CRM, high recurring revenue, margin expansion

5. 🔒 CrowdStrike (CRWD)

• Sector: Cybersecurity
• Why Halal: Pure software, no debt concerns
• Outlook: Critical infrastructure protection, cloud security growth, AI-native platform

6. 🏥 Intuitive Surgical (ISRG)

• Sector: Healthcare / Medical Devices
• Why Halal: da Vinci surgical systems, clean financials
• Outlook: Robotic surgery market expansion, new system launches, recurring instrument revenue

7. ⚡ Tesla Inc (TSLA)

• Sector: Automotive / Clean Energy
• Why Halal: EV manufacturing, energy storage, passes screening
• Outlook: EV market leadership, Full Self-Driving progress, Dojo supercomputer scaling

8. 🛒 Shopify (SHOP)

• Sector: E-commerce Platform
• Why Halal: SaaS for merchants, clean balance sheet
• Outlook: Global e-commerce growth, merchant solution expansion, logistics efficiency

9. 💾 Advanced Micro Devices (AMD)

• Sector: Semiconductors
• Why Halal: Chip design, AAOIFI compliant
• Outlook: Data center CPU share gains, AI accelerator competition, client PC recovery

10. ☁️ ServiceNow (NOW)

• Sector: Enterprise Software
• Why Halal: IT service management, passes all ratios
• Outlook: Generative AI workflows, enterprise digital transformation, strong cash flow

How to Pick Your Own Halal Stocks

1. Screen the business: Avoid alcohol, gambling, pork, conventional finance
2. Check debt ratio: Total debt ÷ Market cap < 30%
3. Check cash ratio: (Cash + interest) ÷ Market cap < 30%
4. Check impure revenue: Non-permissible income < 5%
5. Purify dividends: Donate impure percentage to charity